:root {
  --navy: #082547;
  --navy-2: #12395f;
  --gold: #d79a29;
  --gold-soft: #f5e6c7;
  --ink: #142033;
  --muted: #637083;
  --line: #dfe5eb;
  --paper: #ffffff;
  --mist: #f4f7f9;
  --radius: 18px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "DM Sans", sans-serif; font-size: 1rem; line-height: 1.6; }
a { color: inherit; }
img { display: block; max-width: 100%; }
button, input { font: inherit; }

.site-header { min-height: 88px; display: grid; grid-template-columns: 250px 1fr auto; align-items: center; gap: 28px; padding: 14px clamp(24px, 5vw, 80px); border-bottom: 1px solid rgba(8,37,71,.1); background: rgba(255,255,255,.96); position: sticky; top: 0; z-index: 20; backdrop-filter: blur(14px); }
.brand img { width: 215px; }
nav { display: flex; justify-content: center; gap: 34px; }
nav a { text-decoration: none; font-weight: 600; color: #35445a; }
nav a:hover { color: var(--navy); }

.button { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 0 24px; border: 0; border-radius: 8px; background: var(--gold); color: #152033; font-weight: 800; text-decoration: none; cursor: pointer; box-shadow: 0 10px 28px rgba(215,154,41,.2); transition: transform .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); box-shadow: 0 14px 34px rgba(215,154,41,.28); }
.button-small { min-height: 44px; padding: 0 19px; }
.button-full { width: 100%; margin-top: 6px; }

.hero { min-height: 720px; display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(360px, .72fr); align-items: center; gap: clamp(40px, 7vw, 110px); padding: 76px clamp(24px, 7vw, 112px) 88px; position: relative; overflow: hidden; background: radial-gradient(circle at 4% 0%, #f8ecd2 0, transparent 30%), linear-gradient(135deg, #fff 0 56%, #edf3f7 56%); }
.hero::after { content: "14"; position: absolute; right: -24px; bottom: -145px; font: 800 430px/1 "Manrope", sans-serif; color: rgba(8,37,71,.025); letter-spacing: -60px; pointer-events: none; }
.hero-copy { max-width: 720px; position: relative; z-index: 1; }
.eyebrow { margin: 0 0 16px; color: #9c6811; font-size: .82rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
h1, h2, h3 { font-family: "Manrope", sans-serif; color: var(--navy); letter-spacing: -.035em; }
h1 { margin: 0; font-size: clamp(3rem, 5.6vw, 5.55rem); line-height: .99; max-width: 800px; }
h2 { margin: 0 0 18px; font-size: clamp(2.15rem, 3.5vw, 3.65rem); line-height: 1.08; }
h3 { margin: 18px 0 10px; font-size: 1.35rem; line-height: 1.2; }
.hero-lead { max-width: 650px; margin: 28px 0 32px; color: #46566a; font-size: 1.22rem; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 25px; flex-wrap: wrap; }
.text-link { font-weight: 800; color: var(--navy); text-underline-offset: 5px; }
.trust-row { display: flex; gap: 14px 28px; flex-wrap: wrap; list-style: none; padding: 0; margin: 30px 0 0; color: #4b596c; font-weight: 600; }
.trust-row li::before { content: "✓"; color: #9c6811; margin-right: 8px; }

.offer-card { position: relative; z-index: 2; padding: 31px; border: 1px solid rgba(8,37,71,.12); border-radius: var(--radius); background: rgba(255,255,255,.96); box-shadow: 0 28px 80px rgba(8,37,71,.15); }
.card-heading { display: flex; gap: 18px; align-items: start; margin-bottom: 24px; }
.card-heading > span { display: grid; place-items: center; width: 42px; height: 42px; flex: none; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 800; }
.kicker { margin: 0; color: var(--muted); font-size: .84rem; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; }
.card-heading h2 { margin: 2px 0 0; font-size: 1.8rem; }
label { display: block; margin: 15px 0 7px; color: #26364b; font-size: .9rem; font-weight: 700; }
label span { color: #7a8797; font-weight: 500; }
input { width: 100%; min-height: 51px; border: 1px solid #cbd4de; border-radius: 8px; padding: 0 14px; color: var(--ink); background: #fff; }
input:focus { outline: 3px solid rgba(215,154,41,.22); border-color: var(--gold); }
.honeypot { position: absolute !important; left: -9999px !important; width: 1px !important; height: 1px !important; opacity: 0 !important; }
.consent { display: flex; align-items: flex-start; gap: 10px; margin: 16px 0; color: var(--muted); font-size: .78rem; font-weight: 500; line-height: 1.45; }
.consent input { width: 18px; min-height: 18px; height: 18px; flex: none; margin-top: 2px; accent-color: var(--navy); }
.consent span { color: inherit; font-weight: inherit; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 13px; }
.form-note { margin: 12px 0 0; text-align: center; color: var(--muted); font-size: .78rem; }
.form-status { display: none; padding: 11px; margin: 12px 0 0; border-radius: 8px; color: var(--navy); background: var(--gold-soft); font-size: .88rem; }
.form-status.visible { display: block; }

.proof-strip { padding: 22px clamp(24px, 7vw, 112px); background: var(--navy); color: #fff; text-align: center; }
.proof-strip p { max-width: 1080px; margin: auto; font-size: 1.03rem; font-weight: 600; }
.section { padding: 112px clamp(24px, 7vw, 112px); }
.section-intro { max-width: 720px; margin-bottom: 52px; }
.section-intro > p:last-child, .why-copy > p { color: var(--muted); font-size: 1.08rem; }
.section-intro.compact { margin-bottom: 38px; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.steps article { min-height: 250px; padding: 30px; border-top: 4px solid var(--gold); background: var(--mist); }
.steps p { color: var(--muted); }
.step-number { font: 800 2.8rem/1 "Manrope", sans-serif; color: rgba(8,37,71,.15); }

.why { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(45px, 8vw, 125px); align-items: center; background: #f5f7f8; }
.why-visual { min-height: 610px; border-radius: 2px 80px 2px 2px; background: linear-gradient(180deg, rgba(8,37,71,.05), rgba(8,37,71,.22)), url('/assets/home.png') center/cover; box-shadow: 25px 25px 0 var(--gold-soft); }
.why-copy dl { margin: 34px 0 0; }
.why-copy dl div { display: grid; grid-template-columns: 170px 1fr; gap: 20px; padding: 19px 0; border-top: 1px solid var(--line); }
.why-copy dt { color: var(--navy); font-weight: 800; }
.why-copy dd { margin: 0; color: var(--muted); }

.situations { background: var(--navy); }
.situations h2 { color: #fff; }
.situations .eyebrow { color: #f3bf5c; }
.pill-grid { display: flex; gap: 12px; flex-wrap: wrap; }
.pill-grid span { padding: 13px 18px; border: 1px solid rgba(255,255,255,.28); border-radius: 999px; color: #fff; background: rgba(255,255,255,.07); }

.faq { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; }
.faq-list details { border-top: 1px solid var(--line); }
.faq-list details:last-child { border-bottom: 1px solid var(--line); }
summary { padding: 22px 2px; color: var(--navy); font-size: 1.06rem; font-weight: 800; cursor: pointer; }
details p { margin: -8px 0 22px; padding-right: 35px; color: var(--muted); }
.final-cta { text-align: center; color: #fff; background: linear-gradient(135deg, var(--navy), var(--navy-2)); }
.final-cta h2 { color: #fff; }
.final-cta > p:not(.eyebrow) { max-width: 590px; margin: 0 auto 30px; color: #cbd6e3; font-size: 1.12rem; }
.final-cta .eyebrow { color: #f3bf5c; }
.button-light { background: #fff; color: var(--navy); box-shadow: none; }

footer { padding: 55px clamp(24px, 7vw, 112px); text-align: center; color: var(--muted); background: #fff; }
footer img { width: 245px; margin: 0 auto 22px; }
footer p { margin: 4px 0; }
footer small { display: block; margin-top: 22px; }

@media (max-width: 950px) {
  .site-header { grid-template-columns: 1fr auto; }
  nav { display: none; }
  .hero { grid-template-columns: 1fr; padding-top: 58px; }
  .hero-copy { max-width: 760px; }
  .offer-card { max-width: 650px; }
  .why, .faq { grid-template-columns: 1fr; }
  .why-visual { min-height: 480px; }
  .steps { grid-template-columns: 1fr; }
}

@media (max-width: 620px) {
  .site-header { min-height: 72px; padding: 10px 18px; }
  .brand img { width: 170px; }
  .button-small { min-height: 40px; padding: 0 13px; font-size: .86rem; }
  .hero { padding: 48px 20px 68px; }
  h1 { font-size: clamp(2.75rem, 13vw, 4rem); }
  .hero-lead { font-size: 1.08rem; }
  .offer-card { padding: 23px 19px; }
  .form-grid { grid-template-columns: 1fr; gap: 0; }
  .section { padding: 78px 20px; }
  .why-visual { min-height: 360px; box-shadow: 12px 12px 0 var(--gold-soft); }
  .why-copy dl div { grid-template-columns: 1fr; gap: 3px; }
  .faq { gap: 20px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .button { transition: none; }
}